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ABC Value
ABC Value | Credit Intelligence
The platform that RESI Informatica proposes to revolutionize the real estate lending industry.
ABC Value is the next-generation platform that is revolutionizing the real estate credit sector. With its advanced technology, it automates, speeds up, and optimizes the analysis processes of real estate credit portfolios (UTP/NPL), enabling you to achieve decisive results in a short time.
The platform is designed to work with minimal information, automatically enriching it. This enables fast and precise portfolio analysis, achieving significant results even with minimal initial data.
ABC Value requires only the following information to operate:
- Basic loan information
- Basic identification data on Debtors and Guarantors
- List of properties as collateral
The platform automates the collection of essential data to obtain a comprehensive and detailed report on the portfolio, with indicators on credit recoverability.
Optimize UTP/NPL analysis with Credit Intelligence
In a traditional management approach, the mere search, verification, and updating of information for each case, in order to achieve a precise and optimal analysis, requires a significant expenditure of time and resources and is often postponed until the management phase.
Thanks to ABC Value and the automated information enrichment process, what is usually analyzed over months can be completed in weeks—enabling a comprehensive portfolio analysis instead of just a small portion, with significant advantages:
- Significant time savings for analysis and onboarding
- Quick qualitative overview of all cases
- Reduction of errors from manual data entry
- Greater awareness of portfolio value
(better pricing calculation)
Reduced time for analysis and onboarding means:
- Possibility of qualitative case assignment to Asset Managers
- Faster intervention times
- Greater recovery potential for each individual case and shorter BP timelines, leading to improved performance
- More time for the Asset Manager for value-added activities
- More efficient KPI monitoring on recovery activities for Asset Managers
Possibility to plan more effective and immediate management strategies.
ABC Value follows an information enrichment process based on a series of complex activities that take place after onboarding onto the platform.
Information enrichment is a key process that involves integrating data from different sources through a chain of complex operations.
The process is supported by a cycle of activities ranging from dataset onboarding to verifying the real estate assets as collateral, from searching for additional properties owned by debtors and guarantors to detailed mortgage and cadastral analysis, from checking whether assets are up for auction to tracing contact details of debtors and guarantors of the credits.
The workflow in ABC Value begins with uploading to the platform through an import template.
The system analyzes the data and provides an initial overview of the portfolio by capacity clusters.
